This year (2026)
Dated limits and rates. The calculators read the same tables. Confirm against IRS / SSA publications if you are filing.
Tax holds the standard deduction, ordinary brackets, SALT cap, and long-term capital-gains thresholds for 2025 and 2026. Retirement holds 401(k), IRA, SIMPLE, HSA, and Roth MAGI phase-outs. FICA holds the Social Security wage base, employee OASDI and Medicare rates, and Additional Medicare thresholds. When a notice changes a number, it changes here and in the tools together.
Tax
Full table- Standard deduction (single)
- $16,100
- Standard deduction (joint)
- $32,200
- SALT cap (most filers)
- $40,400
Retirement
Full table- 401(k) employee deferral
- $24,500
- IRA contribution
- $7,500
- HSA self-only
- $4,400
FICA
Full table- Social Security wage base
- $184,500
- Employee Social Security
- 6.2%
- Employee Medicare
- 1.45%
- Tax — Standard deduction, brackets, SALT cap, LTCG.
- Retirement — 401(k), IRA, SIMPLE, HSA, Roth MAGI.
- FICA — Social Security wage base and Medicare rates.