Finance MaxxFinance Maxx

Planning

Net worth

Compare assets and debt against a savings goal.

Your numbers

Liquid money — checking, savings, money market, and similar cash balances you can access quickly.
$
Brokerage, retirement accounts, and other invested assets. Use rough market values, not original cost.
$
Home equity or market value of property, vehicles, collectibles, business equity, and other valuables that aren’t cash or investments. Use a rough estimate; include the full value if the matching loan or mortgage is listed under Debt.
$
What you owe — credit cards, student loans, car loans, mortgages, and similar balances. Total of all debts you want included.
$
A net-worth target you are aiming for. The ring shows progress as cash + investments + other assets − debt toward this goal.
$

Net worth

$21,000

$79,000 to $100,000 goal

How this net-worth snapshot is built

Net worth = assets − debt. This page is a lightweight scoreboard, not a brokerage feed and not an appraisal.

The buckets

  • Cash — checking, savings, money market
  • Investments — brokerage, retirement accounts, and similar
  • Other assets — home, vehicles, business equity, valuables you are willing to put a number on
  • Debt — cards, student loans, auto, mortgage, anything you still owe

If you list a house under other assets, list the mortgage under debt so the result is equity, not a $400,000 asset with a hidden $320,000 loan. Same for cars.

A goal turns the snapshot into a progress meter. Update when you get paid or make a large principal payment. Direction beats false precision on home values.

How it ties to the other tools

Growth of the investment bucket: compound interest and 401(k) & IRA. Cash-flow that funds assets: budget and take-home pay. Shrinking debt: debt payoff. A spend-based target: FIRE number.

This tool does not forecast month by month, split tax lots, or pull live balances.

Guide: how to track net worth without spreadsheet hell.

Frequently asked questions

Read how to track net worth

How is net worth calculated?

Net worth is assets minus debt. This tool adds cash, investments, and other assets, then subtracts debt. It is a simplified snapshot, not a full balance sheet.

What should I count as assets or debt?

Cash: checking, savings, and similar liquid balances. Investments: brokerage and retirement accounts at rough market value. Other assets: home or property value, vehicles, collectibles, business equity, and similar valuables. Debt: credit cards, student loans, car loans, mortgages, and other balances you want included. If you include a home or car under other assets, include the matching mortgage or auto loan under debt.

What goes in Other assets?

Anything valuable that is not cash or paper investments—for example your house, land, vehicles, jewelry, collectibles, or business equity. Use a rough market value. Pair large assets with their loans under Debt so net worth reflects equity, not just the asset side.

What does the goal ring show?

Progress of current net worth toward the goal amount you enter. When net worth meets or exceeds the goal, the ring fills and the label shows that you hit the target.

Related calculators

Next tools in this path — or open the playbook, or read the guide.

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